LifeLock is
the next generation in identity theft protection services. Their hands-on
approach guarantees the security of client information. While life
insurance gives your loved ones secure and guaranteed protection for
when you're gone, LifeLock gives you life assurance so that you and
your loved ones can rest easy knowing you have worry-free protection for
life.
LifeLock
has been recognized in numerous mainstream outlets which attest to its
credibility. The Wall Street Journal, Money Magazine, MSNBC, CNN, CNBC,
Wired, CBS Early Show and ABC News Now have all featured its comprehensive
system of services. LifeLock also has established relationships with key
organizations to enhance their reputation as an industry leader, including
the Better Business Bureau and TrustE.
Here's
how LifeLock works:
Upon
becoming a client, LifeLock will have alerts set on your credit reports
that will require agencies to contact you for verification anytime a
person applies for credit in your name. It is required by credit
reporting agencies that these alerts be renewed every 90 days. LifeLock
will automatically renew these alerts for you at the designated times.
They
will also have your credit report sent to you from the three major credit
reporting agencies -- Equifax, Experian and TransUnion -- upon enrolling
as a client. In addition, updated reports
will also be updated and place in your files for you.
This is one of their
services we really like: LifeLock also puts an end to pre-approved
credit offers and junk mail, significantly lessening the amount of
unsolicited offers you receive in your mailbox.
After these
initial steps are taken, LifeLock
will continue to monitor your identity for as long as you wish to remain a
client. Protection service is $10 per month, or $110 per year, per
person.
What we really like about LifeLock
is they take the hassle out of protecting your life. You will not have to
worry about the burdensome processes you must go through with the credit
bureaus to keep your information up-to-date and have your alerts set and
renewed. They also take the task of keeping abreast on new
procedures and laws out of your hands, so that you have time to enjoy your
life.
Furthermore, LifeLock is distinctive in that it is the only company across
the globe to offer identity theft protection services for children.
Children are highly vulnerable to identity theft because thieves know most
people don't check their credit reports until they can apply for credit at
age 18. This can have tremendous and irreparable repercussions for the
child when they are denied jobs, college loans and housing. LifeLock
makes it affordable for parents to keep their child's identity secure by
offering complete identity theft protection for just $25 per year, with
adult enrollment, for children under age 16.
LifeLock is
so confident that their service is so superior that their CEO commonly
publishes his own social security number because he knows his identity is
safe.
While it is
true that individuals can take these measures on their own, LifeLock does
all of the footwork for you, and is GUARANTEED. The folks at
LifeLock take the extra step and put their money where their mouth is. If you are the victim of
identity theft LifeLock will reimburse you, up to $1 million,
for direct expenses of what was stolen from you, in addition to
miscellaneous expenses incurred such as lost wages and legal fees.
If you are seeking that extra level of comfort and peace of mind, LifeLock
is our highest recommendation yet. you can rest easy knowing you have
worry-free protection for life from good people who will guarantee your
good name.
Learn how LifeLock protects your identity here.
